Tailored Coverage Plans for Your Unique Needs

We don’t believe in one-size-fits-all protection.

Our expert team takes the time to understand your driving habits, vehicle type, and budget to build a personalized coverage plan just for you. From VSC and GAP to additional protection options, we ensure you get only what you need—nothing you don’t.

ABOUT US

Your Trusted Auto Insurance Partner

At PKC Consulting, we believe insurance should feel personal—not transactional. For over 15 years, we’ve helped drivers navigate their coverage options with clarity and confidence.

Our mission is simple: to protect what moves you. Whether you're a first-time buyer or an experienced driver, we take the time to understand your situation, explain your options, and recommend solutions that truly fit.

From Vehicle Service Contracts (VSC) to GAP coverage and other ancillary products, we specialize in providing tailored protection backed by real people who care.

Let us earn your trust—one conversation at a time.

OUR SERVICES

We Also Offer

Vehicle Service Contracts

A Vehicle Service Contract (VSC) helps protect you from unexpected repair costs after your manufacturer’s warranty expires. Our VSC plans cover key components like the engine, transmission, electrical systems, and more—giving you peace of mind and financial protection against costly breakdowns. Choose from a variety of coverage levels based on your vehicle and driving habits.

GAP Insurance

Guaranteed Asset Protection (GAP) coverage protects you in the event your vehicle is totaled or stolen and you owe more on your loan than the car is worth. Standard insurance pays the actual cash value, not your remaining balance—GAP steps in to cover the difference. It’s an essential safeguard, especially for newer cars, leases, or low down payment loans.

Ancillary Protection Services

Our ancillary protection plans go beyond standard coverage to keep your vehicle looking great and running smoothly. Options include tire and wheel protection, paintless dent repair, windshield coverage, key replacement, and more. These services are designed to minimize out-of-pocket expenses and keep your car in top condition, inside and out.

TESTIMONIALS

CUSTOMER REVIEWS

⭐️⭐️⭐️⭐️⭐️

"Seamless Process and Great Coverage!"

“From the moment I called, the team was knowledgeable and friendly. They walked me through my VSC options and helped me find a plan that made sense for my driving habits. A few months later, I had an issue with my transmission and everything was covered—no stress, no surprises. Highly recommend!”

— Jason M., Tampa, FL

⭐️⭐️⭐️⭐️⭐️

"GAP Coverage Saved Me Thousands!"

“When my car was totaled, I was shocked to learn how much I still owed on the loan. Luckily, I had signed up for GAP coverage through this company. They handled everything quickly and I didn’t have to come out of pocket at all. Best decision I made!”

— Vanessa T., Orlando, FL

MEET THE FOUNDER & CEO

Peter Chafetz

Peter is the driving force behind our mission to redefine the F&I landscape through customer-first consulting and tailored protection plans. With over 30 years of automotive finance and insurance expertise, Peter has built a reputation for elevating dealership performance while delivering real value to customers. His hands-on approach, deep industry knowledge, and commitment to ethical sales practices have made him a trusted advisor in the automotive world.

Over three decades of F&I and dealership consulting experience

Creator of the NFIP (Neuro F&I Precision) sales methodology

Proven track record helping dealerships increase profitability and CSI scores

Renowned speaker and trainer in the automotive protection space

Passionate about educating F&I managers on customer psychology and ethical selling

Get In Touch

Email: [email protected]

Address Office: 12799 Jebb Island Cir S, Jacksonville Florida 32224

Assistance Hours:

Mon – Sat 9:00am

Sunday – Closed

12799 Jebb Island Cir S, Jacksonville, FL 32224, USA

FAQS

What is a Vehicle Service Contract (VSC)?

A VSC is like an extended warranty. It helps cover the cost of unexpected repairs after your manufacturer’s warranty expires, giving you peace of mind against surprise breakdowns.

How does GAP coverage work?

GAP (Guaranteed Asset Protection) covers the difference between what your car insurance pays and what you still owe on your loan or lease if your vehicle is totaled or stolen.

What are Ancillary Protection Services?

Ancillary products include things like tire & wheel protection, key replacement, dent repair, and more. These services help cover smaller but costly issues not included in traditional coverage.

Email: [email protected]

Phone: +18777345820

Address Office: 12799 Jebb Island Cir S, Jacksonville Florida 32224